The aftermath of an accident is an extremely confusing time. Your mind will likely flood with questions about what to do, who to call and how much the accident will cost. At the same time, you may be seriously hurt, which will affect your thought process.
Unfortunately, there are some important decisions that you must make soon after an accident that will have a big effect on whether you can recover compensation you deserve for your injuries. If someone else’s negligence caused your car accident, then it is important to keep the following steps in mind:
1. You Need To Report Your Accident
Do not leave the scene of the accident. You could expose yourself to criminal penalties, and it will be harder to have the right evidence. Call the police and give a statement to the officer. Do not apologize for anything. It could be interpreted as an admission of fault. Additionally, notify your insurance company of the accident. Indiana law requires your insurance company to submit proof of coverage within 30 days of the accident, or you could face a license suspension.
2. You Need To See A Doctor As Soon As Possible
Even if you wait longer to file a personal injury lawsuit, it is important to see a doctor as soon as possible after your accident. This will allow you to have official documentation of any injuries and treatment you received. If your doctor recommends that you continue treatment, follow his or her instructions. If you have serious injuries keeping you out of work, this will be essential to prove that you are doing everything possible to recover and your injuries are limiting you.
3. You Need To Talk To An Attorney About Your Options
An experienced personal injury attorney can investigate the accident, review your account, talk to witnesses, evaluate evidence and help you determine the best way to proceed. The attorney will help you determine the value of your claim and handle all interactions with insurance adjusters and lawyers. If you want to recover compensation, do not take action alone. Focus on your health, and let your attorney be your advocate.
4. You Should Avoid All Conversation With Insurance Adjusters
The only interaction you should have with the insurance companies is reporting your accident. If the insurance company for the responsible driver contacts you, politely decline to answer any questions and refer them to your attorney. Insurance companies are not on your side. They know how to twist your words to limit their exposure. Do not authorize the release of any medical records and do not talk to them about the accident without your attorney present.
Attorney Matt Boulton is an award-winning personal injury attorney with more than 20 years of experience helping seriously injured people throughout Indiana reclaim what was taken from them. His firm was created for for the client who expects exceptional service and passionate, successful legal representation.